Open capital

Grow Your
E-Commerce Business
with Easy Loans!

Get up to30 Lakhsin just 5 minutes

What is a Business Loan and Why Should
E-Commerce Sellers Consider It?
Obtaining a business loan is crucial for e-commerce sellers aiming to enhance their online presence. Tailored to support e-commerce businesses in India, Open Capital's online business loan is the optimal financial solution for growth, providing swift access to funds with budget-friendly interest rates and a straightforward application process.
Apply now for an instant business loan from Open Capital and propel your e-commerce business towards success!
Open Capital?
Benefits of opting
for business loans with
Open Capital:


Receive your funds
in just 2-4 days

Simple Loan

Apply with minimal documentation

Repayment Plans

Choose from straightforward repayment options


No need to visit the branch
no branch

Interest Rates

Enjoy affordable rates tailored to your needs

Safe and

Trust an ISO-certified company for data security

Calculate Your EMI

Utilize our Business Loan EMI calculator to estimate your monthly repayments.
Take control of your finances and make informed decisions for your e-commerce business.

How much are you looking for?

Select your loan amount and grow your business.

Loan amount



24 months

Interest Rate

15.5 %

Equated monthly installment


Total Payable


*Starting at 1.5% monthly reducing interest rate.
Apply now to know your exact EMI & interest rate.

How can an E-commerce Seller Apply for a Business Loan via Open Capital?

Secure your business loan in just three simple steps:

Enter your personal, business & bank details to receive a loan offer
Accept the loan offer & complete documentation & KYC
Choose from flexible repayment options and start receiving funds
Qualification Criteria and Documents Required by
E-commerce Seller for Business Loan
Cigil score

CIBIL Score of 700 or higher

Business operation

Business operational for 2 plus years

Bank statement

12 months bank statement

What Our Clients
"Open Capital really works in a Very efficient and polite manner, Business Associates are very helpful and Cooperative. I feel very humble for their services."
SS Apparels


What is a business loan?

At Open Capital, we understand that every business is different and has different financial needs. That's why we offer Business Loans that are designed to be flexible and customisable, so you can get the quick funding required to grow your business. Whether you're new to business, experiencing a slowdown, or need funds for any other purpose, our Business Loans can help you get the money when you need it the most.

What are the documents required for a business loan?

The documents required for Sole Proprietorship are listed below.

Sole Proprietorship

PAN Card

Aadhaar Card

Any 1 of the following business documents

Udyog Aadhaar

MSME Certificate

Gumasta License

Shops and establishment certificate

Trade License

Labour License

Food License

GST Certificate

Registration Proof

Regional state registration certificate

Municipal corporation department certificate or License

Sales and Income Tax returns

IEC (Import exporter code) issued by the office of DGFT

Registration document issued by sales/service tax authority

Who can get business loans?

We offer business loans to sole proprietorships.

Can I get a business loan without collateral?

Yes! You can get a Business Loan without any collateral or security.

Am I eligible for a business loan?

You are eligible for a Business Loan if you fall under the category of sole proprietorship. However, the loan approval depends on the proper submission of documents, the basis of your financial history and our internal credit policy.

How long does it take for a business loan to be disbursed?

The business loan is disbursed within 48 hours from the time of loan approval.

How much EMI do I need to pay?

Your EMI depends on the loan amount and the tenure you selected for repayment.

What is the maximum amount I can take through a business loan?

You can currently take a business loan for up to INR 30 Lakhs.

How long can I take to repay the loan?

You can take up to 60 months to repay your business loan.