Grow Your
E-Commerce Business
with Easy Loans!
Get up to30 Lakhsin just 5 minutes
E-Commerce Sellers Consider It?
Open Capital?
for business loans with
Open Capital:
Swift
Approvals
in just 2-4 days
Simple Loan
Application
Flexible
Repayment Plans
Effortless
Process
Competitive
Interest Rates
Safe and
Secure
Calculate Your EMI
Utilize our Business Loan EMI calculator to estimate your monthly repayments.
Take control of your finances and make informed decisions for your e-commerce business.
Select your loan amount and grow your business.
Loan amount
₹20,00,000
Tenure
24 months
Interest Rate
15.5 %
Equated monthly installment
₹0
Total Payable
₹0
*Starting at 1.5% monthly reducing interest rate.
Apply now to know your exact EMI & interest rate.
How can an E-commerce Seller Apply for a Business Loan via Open Capital?
Secure your business loan in just three simple steps:
E-commerce Seller for Business Loan
CIBIL Score of 700 or higher
Business operational for 2 plus years
12 months bank statement
Say
FAQ
What is a business loan?
At Open Capital, we understand that every business is different and has different financial needs. That's why we offer Business Loans that are designed to be flexible and customisable, so you can get the quick funding required to grow your business. Whether you're new to business, experiencing a slowdown, or need funds for any other purpose, our Business Loans can help you get the money when you need it the most.
What are the documents required for a business loan?
The documents required for Sole Proprietorship are listed below.
Sole Proprietorship
PAN Card
Aadhaar Card
Any 1 of the following business documents
Udyog Aadhaar
MSME Certificate
Gumasta License
Shops and establishment certificate
Trade License
Labour License
Food License
GST Certificate
Registration Proof
Regional state registration certificate
Municipal corporation department certificate or License
Sales and Income Tax returns
IEC (Import exporter code) issued by the office of DGFT
Registration document issued by sales/service tax authority
Who can get business loans?
We offer business loans to sole proprietorships.
Can I get a business loan without collateral?
Yes! You can get a Business Loan without any collateral or security.
Am I eligible for a business loan?
You are eligible for a Business Loan if you fall under the category of sole proprietorship. However, the loan approval depends on the proper submission of documents, the basis of your financial history and our internal credit policy.
How long does it take for a business loan to be disbursed?
The business loan is disbursed within 48 hours from the time of loan approval.
How much EMI do I need to pay?
Your EMI depends on the loan amount and the tenure you selected for repayment.
What is the maximum amount I can take through a business loan?
You can currently take a business loan for up to INR 30 Lakhs.
How long can I take to repay the loan?
You can take up to 60 months to repay your business loan.