Can UPI Transaction History Influence Unsecured Loan Eligibility?
In recent years, unsecured loans have become an important financial tool for individuals and small businesses. Unlike secured loans, they do not require collateral, making them accessible to a broader range of borrowers. However, the absence of collateral also makes …
Role of Open Banking in Small Business Loan Accessibility
For millions of small and medium-sized enterprises (SMEs) across India, accessing a timely business loan has always been a formidable challenge. The traditional process is often a slow, paper-heavy journey filled with complex documentation, lengthy waiting periods, and a high …