Can UPI Transaction History Influence Unsecured Loan Eligibility?
In recent years, unsecured loans have become an important financial tool for individuals and small businesses. Unlike secured loans, they do not require collateral, making them accessible to a broader range of borrowers. However, the absence of collateral also makes …
How Embedded Finance Is Increasing Access to Instant Unsecured Business Loans
Access to timely credit has always shaped how small businesses grow. Yet for many businesses, especially smaller ones, unsecured loans have remained slow, paper-heavy, and uncertain. Traditional lending systems were built around balance sheets, collateral, and long approval cycles. Meanwhile, …
Compliance Challenges in Digital Unsecured Business Lending
Unsecured business lending has quietly become one of the fastest-moving segments of digital finance. Small businesses that once depended on informal credit or lengthy bank processes now expect funding journeys that are fully online, quick to complete, and predictable in …
The Rise of Collateral-Free Credit Lines for MSMEs: Trends & Innovations
Access to credit plays a direct role in how small businesses operate and grow. For many MSMEs, the challenge is not lack of demand or effort, but timing. Payments from customers may take weeks, while expenses such as salaries, …
Understanding the Risk and Reward of Unsecured Borrowing for SMEs
Small and medium enterprises run on momentum. New orders, expanding teams, equipment upgrades, or working capital gaps all need funding at the right time. But not every business has collateral to pledge or assets that lenders can rely on. This …
Quick Business Financing: The Ultimate Guide to Unsecured Business Loans
Running a business in India—whether it’s a bustling retail store in Bengaluru or a high-growth tech startup in Gurgaon—requires one thing above all: capital.
The need for funds is constant, whether it’s to manage a temporary cash flow gap, …
How to Qualify for a Small Business Loan Without Putting Up Collateral
Starting or expanding a business often requires more than just a great idea, it needs funding at the right time. For many entrepreneurs, the challenge is that traditional loans often demand collateral such as property, machinery, or other valuable assets. …
Unsecured Business Loans: The Complete Guide
Unsecured business loans offer funds without requiring any business assets as security. Unlike traditional bank loans that demand collateral, these financing options provide alternative paths for small businesses, SMEs, and MSMEs in India. Before applying for such a loan, it’s …
Understanding Unsecured Business Loan: A Comprehensive Guide
The Federal Reserve Banks’ Small Business Credit Survey found that 59% of small businesses are in fair or poor financial health. Running a business requires capital for expansion, buying equipment, or handling daily expenses. Securing a business loan can …
Small Business Loan Application Got Easier : In 4 Simple Steps
India has 6.34 Crore MSMEs (Micro, Small, and Medium Enterprises), mostly micro-enterprises with SMEs forming only a small portion. Securing financing for your business becomes a critical step in its growth journey, especially for MSMEs.
Banks and credit societies are …